Why don't we have my paycheck go to the kindergeld account, then you can just move money to the joint account as necessary? This will also reduce changes for fraud since we will never use kindergeld account for paying bills, only the joint account will pay bills.
"The survey also determined that the percentage of the husband’s annual income devoted to discretionary spending was 12% in the U.S.; 19% in the UK; 14% in Italy; and 35% in China.
“In Japan, the figure was only 8%,” Yamada notes, adding that the practice of men handing over their entire pay packet to their wives is not widespread outside Japan."
Japan Today.
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